Monthly Budget

INCOME

My Paycheck: $2,000
DH's Paycheck: $1,250
TOTAL: $3,250

*My Paycheck amount is after a 3% contribution to my 401k, and health/vision/dental coverage for DH & myself.
*DH's Paycheck amount is after a 3% contribution to his 401k.
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MONTHLY PAYMENTS

Rent: $860
Electric: $90
Water: $60
Gas Heat: $90
DH's Car Payment: $180
DH's Student Loan: $51
DH's CC: $15
My S CC: $200
MY D CC: $40
MY F CC: $270
Insurance (Cars, Renters, Life): $230
Cell Phones: $100
SUBTOTAL: $2,186

MONTHLY EXPENSES

Groceries: $150
Household/Pet Supplies: $100
Personal (Hair Cuts): $40
Gas: $320
Entertainment: $75
Eating Out (Fast Food): $80
SUBTOTAL: $765

MONTHLY CONTRIBUTIONS TO SAVINGS:

Health: $15
Vet Expenses: $35
Vehicle Maintenance: $35
Gifts: $115
SUBTOTAL: $200

TOTAL INCOME: $3,250
TOTAL EXPENSES: $3,151
DIFFERENCE = $99 EXTRA PAYMENT TO DEBT/SAVINGS